FAQ - Life Insurance Guide

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Frequently Asked Questions - Life Insurance Guide


Life insurance provides cash for your family after you die. The money your dependents will receive - the "death benefit" - is an important financial resource. It can help pay the mortgage, run the household and ensure that your dependents aren't burdened with debt. The proceeds from a policy could mean that they won't have to sell assets to pay outstanding bills or taxes. Importantly, there is no federal income tax on the benefits.

Life insurance questions can be complex. Will your family need this support after you are gone? What sort of policy should you buy? Who should you buy it from? Here are some questions and answers to help you make the decisions.


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