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What is Estate Planning Life Insurance
When someone mentions estate planning life insurance, they are may be speaking about certain policies specially designed for estate planning or they simply be talking about using regular life insurance for the purpose of estate planning.
Depending upon your assets, estate planning can be quite complicated. Your first step in establishing a solid estate plan is to find an attorney and/or a CPA who specializes in estate planning.
We are not estate planners. However, once you have determined how much coverage you need and how the ownership should be set up ( your spouse, your children, a trust ), you should contact us.
As totally independent professional insurance agents, we know how to find the lowest cost and the most appropriate estate planning life insurance plan in the marketplace.
Request Estate Planning Life Insurance Quotes
Because the essential goal of estate planning is to pass along to your heirs the maximum amount of assets while paying the least amount of taxes, most estate planning life insurance policies are permanent, not term. Permanent coverage stays in force regardless of how long you live.
You may choose to purchase whole life, but most permanent plans sold these days are universal life that offers much more flexibility in design. Or, you may choose survivorship or last to die. Again, only your attorney or CPA can help you decide which plan meets your goals.
Regardless of the plan you choose, your application for estate planning life insurance may be completed over the phone and via mail or email. NO agent need visit your home. You will need to have a physical examination...usually in the comfort of your own home.
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Licenses to sell estate planning life insurance:
Ohio License #104233, California License #0C94325, Florida License #D072714
Alabama, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin
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